Americans call the high cost of health care their number one financial concern, and feel like there’s nothing they can do about it. But David can beat Goliath, and I’m showing how it’s done every day.

My career has uniquely prepared me for a time such as this:

  • Author and Investigative Journalist: Author of “Never Pay the First Bill: And Other Ways to Fight the Health Care System and Win.” More than 16 years investigating health care as a journalist, including a decade at ProPublica.

  • Educator: Founder of Allen Health Academy. Investigative reporting instructor for more than a decade at the CUNY Graduate School of Journalism.

  • Fed: Currently employed by OIG-HHS, (I’m not speaking on behalf of the federal government here).

  • Ministry: Five years full-time, before I became a journalist, including three years in Kenya. Putting people first and I’m here to serve.

My mission

My mission is to equip working Americans and employers with the knowledge, strategy and how-to tactics they need to pay less for their health care - and get more for their money. 

I help patients understand their medical bills and contest them when they’re inaccurate or overpriced. I show them how to win appeals when insurers deny them the care they need. And I guide them around the financial pitfalls of our health care system. Patients who put my strategies and how-to tactics into practice can save hundreds or even thousands of dollars per health care encounter.

Learn more about me at

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  • Low-income patients, who don’t have the means to fight for themselves.

  • Educating underserved individuals with health literacy curriculum and tactics to overcome the predatory health care system.

  • Hiring patient advocates or legal aid to help people mired in complex cases.

I’m excited to share their Victory Stories here!

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Author and educator Marshall Allen EQUIPS and EMPOWERS you to protect yourself and those you love from egregious health care costs. He is the founder of Allen Health Academy.


Author of, "Never Pay the First Bill: And Other Ways to Fight the Health Care System and Win." Founder of Allen Health Academy ( Empowering you to get a better deal on health care. Subscribe at