Sad, but true. Having started life as a health care actuary a long time ago, employers have been fighting this battle for 40+ years. They cannot change it because healthcare is increasingly financed by government - not by employers. Government finances it with Federal debt - not with taxes.
Want to change it? Pay for it with taxes. People will get fair value only when they demand fair value - and are willing to pay for fair value.
Sad, but true. Having started life as a health care actuary a long time ago, employers have been fighting this battle for 40+ years. They cannot change it because healthcare is increasingly financed by government - not by employers. Government finances it with Federal debt - not with taxes.
Want to change it? Pay for it with taxes. People will get fair value only when they demand fair value - and are willing to pay for fair value.